Flight problems usually fall into two buckets: a flight delay (you’re still on the same trip, but later than planned) or a missed connection (you arrive too late to catch the next flight on your itinerary). Most travel insurance policies treat these differently, with different wording, trigger conditions, and likely limits.
Below, you’ll find how coverage typically splits, what you should gather right away, what gets capped or excluded, and how to decide whether it’s worth filing a claim.