Travel insurance is a great way to protect yourself from unexpected expenses that can arise while you’re traveling. However, there are some claims that are so outlandish that they’re hard to believe. Here are a few of the most ridiculous travel insurance claims ever filed:
- The lost dentures: A man filed a claim for his lost dentures after they fell out of his mouth while he was vomiting over the side of a cruise ship. The insurance company actually paid out the claim!
- The stolen underwear: A woman filed a claim for $675 worth of underwear that she said was stolen from her luggage. The insurance company denied the claim, as they deemed the underwear to be a “normal wear and tear” item.
- The ruined wedding dress: A woman’s dream of a perfect wedding in the Caribbean was ruined when her dress caught fire during a barbecue. She filed a claim with her travel insurance company, but they denied it because the incident was not related to her travel.
- The buried camera: Two kids decided to bury their parents’ video camera in the sand when they went playing in the sea. They couldn’t find the camera when they returned, so they filed a claim with their travel insurance company. The claim was denied because the camera was not lost or stolen.
- The lack of snow: A keen skier filed a claim for a brand new set of skis that she had bought for her trip to the Alps. She was disappointed to find that there was so little snow that she couldn’t ski at all. The insurance company denied her claim because there was no guarantee of snow in the Alps.
These are just a few examples of the many ridiculous travel insurance claims that have been filed over the years. While it’s important to have travel insurance, it’s also important to make sure that you’re only filing claims for legitimate expenses. Otherwise, you could end up being denied coverage altogether.
Here are some tips for avoiding ridiculous travel insurance claims:
- Read your policy carefully: Make sure you understand what is and is not covered by your policy.
- Only file claims for legitimate expenses: Don’t try to scam the insurance company by filing claims for things that are not covered.
- Be honest: Be honest with the insurance company about what happened. If you’re caught lying, your claim will be denied.
- Keep documentation: Keep receipts and other documentation to support your claim.
By following these tips, you can help to ensure that your travel insurance claims are processed quickly and efficiently.
In addition to the ridiculous claims listed above, there have also been some claims that are simply bizarre. For example, one woman filed a claim for a new pair of shoes after she stepped on a sea urchin while walking on the beach. Another woman filed a claim for a new handbag after she was attacked by a monkey who stole her handbag.
While these claims may be funny, they also highlight the importance of having travel insurance. With travel insurance, you can be reimbursed for unexpected expenses, no matter how bizarre they may be.