If you’re planning jet skiing, wakeboarding or other towed water sports, it helps to understand how insurers classify the activity. The policy label matters because “covered travel” doesn’t automatically include injuries or losses tied to motorized watercraft, rented equipment, or high-risk activities.
Below you’ll find the usual ways policies handle jet skis and wakeboarding, the most common exclusions that catch travellers out, and the documentation gaps that commonly turn a straightforward claim into a fight.