Buying travel insurance for prepaid tours and non-refundable attractions is one of those things that only becomes urgent when plans change. The good news: many policies can help. The tricky bit: cover depends on the reason you cancel, the exact policy wording, and the conditions set by the tour operator or attraction.
This guide explains what’s usually covered under trip cancellation and trip interruption, what evidence you’ll typically need, and how operator terms can reduce or derail a claim—so you know what to check before you pay.